WebMar 23, 2024 · What is Foreclosure?. Foreclosure occurs when property is sold to satisfy an unpaid secured debt. Secured debts are home mortgages but can also be the result of taxes, liens, condo fees, and home repairs. Causes of Foreclosure. Failure to pay your mortgage due to: Slideshow 4427185 by renee WebAug 14, 2024 · In Florida, foreclosure defenses (for residential foreclosures) can be categorized into three different arguments. Those arguments focus upon either (1) the validity of the mortgage; (2) whether or not there has been a “default” under the law; and (3) if the lender had a legal right to accelerate the debt under the circumstances of the case.
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